The rate is 3% above Annual Percentage Yield on the account used to secure the loan.
*Minimum balance required to earn the advertised Annual Percentage Rate yield is $500.
| Dividends | Effective Date | Rate | APY | Dividend Compounding Frequency |
|---|---|---|---|---|
| Share Savings / IRA Share Accounts | 1/1/21 | 0.05% | 0.05% | Monthly |
| Share Draft Checking / Transaction Account | 9/1/09 | 0.00% | 0.00% | Monthly |
| Holiday Club / Goalsetter Club | 1/1/21 | 0.05% | 0.05% | Monthly |
| Balance Requirements | Minimum Opening Balance | Minimum Balance to Earn APY | Balance Method |
|---|---|---|---|
| Share Savings / IRA Share Accounts | $25.00 | $25.00 | Daily Balance |
| Share Draft Checking / Transaction Account | None | Daily Balance | |
| Holiday Club / Goalsetter Club | $5.00 | $25.00 | Daily Balance |
ONE Credit Union has the right to change any rate without prior notification. Effective Date: 01/01/2021
(Minimum deposit $500.00) Substantial penalty for early withdrawal could reduce earnings on the account.
| Share Certificate and IRA Certificate | Rate | APY |
|---|---|---|
| 6-month | 4.00% | 4.00% |
| 1-year | 4.25% | 4.25% |
| 2-year | 3.00% | 3.00% |
| 3-year | 3.00% | 3.00% |
| 4-year | 3.00% | 3.00% |
ONE Credit Union has the right to change any rate without prior notification. Effective Date: 04/11/2023
If you’re looking for a savings account near Buffalo, NY, look no further than ONE Credit Union.
We offer generous savings account interest rates. In addition, our savings account interest rates are great for the type of savings account that makes sense for you.
If interested in opening any of the above types of savings accounts…