The Green Light To Your New Ride!
Savings that Drive With You

With rates as low as 4.99% APR on a 60-month term, ONE Credit Union makes your dream car affordable. It’s time to rev up your savings and hit the road in style!
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New Car Loans or Used Car Loans. Same Low Auto Loan Rates.
As a ONE Credit Union member, you can enjoy some of the lowest auto loan rates around on both new car loans and used car loans. So you can keep your monthly payments affordable.
APR* as low as:

- Up to 24 months 4.99%
- 25 to 36 months 4.99%
- 37 to 48 months 4.99%
- 49 to 60 months 4.99%
- 61 to 72 months 5.99%
- 73 to 84 months 6.99%
Rates apply to new and used vehicles, or a refinanced auto loan from another lender.
Annual Percentage Rate. The advertised rate is “as low as” and is determined by the creditworthiness of each applicant. Rates are subject to change without notice. Rates are for new ONE Credit Union loans; current ONE Credit Union loans are not eligible for rate refinancing. At 4.99% APR with a 24-month term, you will make 24 monthly payments of $44.00 per $1,000 of the loan. Please use our payment calculator for specific payment estimates.
Use our calculator to determine your monthly payments, or apply now.
Already Have a Car Loan? Refinance and save.
You can refinance your higher-interest auto loan from another lender to lower your monthly payments and save hundreds over the life of your loan.
Use our calculator to determine your monthly payments, or apply now.
Extended Auto Loan up to 84 Months

We offer extended term auto loans for up to 84 months. The vehicles must not be greater than 4 years old and the loan amount must be $25,000 or more.
Use our calculator to determine your monthly payments, or apply now.
Whether You’re Looking for New Car Loans or Used Car Loans, ONE Credit Union Makes It Affordable.
To Discuss Your Options for Buffalo, NY Auto Loans…